Payments and earnings

For sellers on daily payouts, payouts are initiated within 2 days (excluding bank holidays) of confirming the buyer’s payment. For sellers who choose to receive payouts weekly, biweekly, or monthly, payouts of available funds are initiated on Tuesdays. Once a payout is initiated, funds will be available in your bank account per normal bank processing times, typically within 1-3 business days.

You will find details of your payouts, including all related fees and expenses, in the Reports section of the Payments tab in Seller Hub.

Yes, payouts are sent directly to your bank account. When you set up your account, you can choose to add a checking account - whether existing or new.

Sellers must link a checking account (not a PayPal routing number) to receive their payouts. Please make sure you provide only a checking account, where the name, address, and business information (if applicable) on the bank account match the name and information provided to eBay.

If you offer to ship internationally, your listings may surface in buyer searches on supported international eBay sites. Your earnings for these sales will be disbursed in US Dollars.

Please note: additional fees may apply if either the buyer’s registered address or the delivery address for the item is located outside the United States. Learn more about international selling on eBay, and the Global Shipping Program.

Choosing a weekly, biweekly, or monthly payout schedule streamlines financial reconciliation, and may mean more funds are available to cover selling costs, like refunds and shipping labels.

Buyers can use a variety of eBay payment methods such as credit, debit, and gift cards, Apple Pay, Google Pay, PayPal, and PayPal Credit. Buyers can also save and store their card information for future use.

Most non-US buyers can shop and pay on eBay.com. In most cases, the non-US buyer can pay using their local supported forms of payment.

You can view shipping costs for each transaction through the reporting functionality of eBay. The costs are also noted in the downloadable CSV and PDF files. Also see the section above on Paying for Shipping Labels.

Visit our third-party tools page to learn about solutions you can use to manage your listing, inventory, and order management activities, to reconcile finances, or issue refunds.

Quickbooks is fully integrated with eBay. You can automatically sync your eBay transactions, see breakdown of income, sales tax and fees for each eBay transaction and keep everything organized in one place. Learn more.

Yes, eBay Seller Capital has partnered with Funding Circle* to provide affordable and flexible term loan financing**, including:

• Term loans ranging from $25k to $500k
• Term lengths of six months to seven years
• Fixed interest rates
• Set monthly payments with no prepayment penalties

Applying for a loan only takes a few minutes. Just complete the simple digital application and once approved, you could receive your funds in as soon as two business days. Learn more and apply for a loan from the eBay Seller Capital page.

Disclosures:

* Loans are made by FC Marketplace, LLC dba Funding Circle and arranged pursuant to Nevada Installment Loan Company License No. IL11154 and IL11155, California Financing License No. 6054785, North Dakota Money Broker License MB 102840, South Dakota Money Lending License MYL.3054, Vermont Commercial Lender License No. 1287979 CLL, and Florida Consumer Company License CF9901099. At this time, loans to borrowers located in California and Nevada are not available. All loan offers and qualifications require credit approval and are subject to change with or without notice. Terms of financing, including applicable fees, are set by Funding Circle as disclosed in and governed by your financing agreement. The terms and conditions in your financing agreement should be carefully reviewed prior to agreeing to an extension of credit.

** Rates, terms and maximum loan amount may vary according to the overall creditworthiness of the applicant. To see what your business may qualify for, apply today at no obligation. All loan offers and qualifications require credit approval by Funding Circle and are subject to change with or without notice.

eBay Commerce Inc. holds a conditional Rhode Island loan broker license.

Vermont Residents: THIS IS A LOAN SOLICITATION ONLY. EBAY COMMERCE INC. IS NOT THE LENDER. INFORMATION RECEIVED WILL BE SHARED WITH ONE OR MORE THIRD PARTIES IN CONNECTION WITH YOUR LOAN INQUIRY. THE LENDER MAY NOT BE SUBJECT TO ALL VERMONT LENDING LAWS. THE LENDER MAY BE SUBJECT TO FEDERAL LENDING LAWS.

As long as your account is in good standing with eBay, you are eligible for seller protections. We designed Seller protections at eBay to help you safeguard your online sales and prevent you from losing money due to chargebacks and eBay Money Back Guarantee claims. Learn more about eBay Seller Protections.

eBay provides sellers with support and service on claims, refunds, and returns. You’ll have the ability to make comprehensive seller-initiated refunds for full or partial amounts, by item or on the full order, on eBay, or via a third-party platform.

Buyers can request refunds by canceling an order, making a return or filing a claim under the eBay Money Back Guarantee. They may also choose to directly file disputes with their financial institution.

You have access and visibility to all refund, claim, and dispute requests in the Payments tab in Seller Hub or Payments section in My eBay. For the majority of refunds, claims, and returns, refunds will be credited to the original payment method the buyer used at time of purchase.

We will deduct fees, and expenses such as those arising from refunds, claims, or disputes, directly from your earnings. If your earnings are not sufficient to cover these amounts we will charge your eBay payment method on file (debit or credit card, and/or linked bank account). You can find more information about claims, refunds, and returns in our help page.

Buyers may ask their financial institution to open a payment dispute or chargeback request if they believe there is an issue with their order. Visit our Payment dispute seller protections page for details on how seller protections work and receive guidance on how to respond to a payment dispute, evidence to provide, and when you’ll be protected. You’ll also find more information on eligibility for seller protections in a dispute.

Between eBay and PayPal, buyers cannot use more than one resolution method to get a refund. If a buyer initiates a PayPal Purchase Protection dispute, any eBay Money Back Guarantee claims, open order cancellations, or return requests for the same transaction are immediately closed. If it is with a financial institution, the financial institution decides the final outcome of the payment dispute.